Frequently asked questions
When is the first donation deducted from my pay?
Usually, it will start on the next payroll day, but if you are signing up towards the end of the month deductions are likely to start the next but one payroll day.
How will I know you’ve received my donation?
Your donation is very important to us and we will write to thank you. We may also send you updates on our work if you have indicated that you are happy for us to keep in touch. You will know the deduction has started as it will appear on your payslip.
Is there a minimum or maximum amount I have to give?
No, there’s no upper or lower limit to how much you can donate.
How is payroll giving different to a direct debit (Gift Aid) to St Luke’s?
Payroll giving is taken straight from your gross (pre-tax) pay, so there is no need for us to claim any tax back through Gift Aid, which saves us additional admin costs. If you are a 40% or 45% taxpayer, payroll giving is the only way we can automatically receive all your tax on a donation.
Is there an administration fee?
Yes, but only a small one. Your employer will use a payroll giving agent (like a charity bank) that makes a small charge to cover the operating cost of distributing you and your colleague’s donations to the causes you want to support. Some employers pay this fee on your behalf, so we receive your full donation.
If your employer doesn’t pay the fee, the payroll giving agent will deduct it from your donation before passing it on to us. This will be between a 2% and 4% charge.
Can I stop giving if I want to?
Yes, by notifying your Payroll department directly.
What happens to my payroll giving deduction if I leave my job?
Payroll giving automatically stops when you leave your job, but we hope that you will continue to give to St Luke’s at your next job. However, you will need to set this up again as your donation is not transferable.
I pay tax at the higher rate (40/45%) – how does this affect tax relief on my payroll donations?
You will receive tax relief at the highest rate of tax you pay – each pound you give will generate £1.66 if you are a 40% taxpayer or £1.82 if you are 45% taxpayer.
Can I still give through my pension?
Yes, if you receive an occupational pension and your pension provider deducts tax through the PAYE system, you are still eligible for the scheme. Simply ask your occupational pension provider to donate from your pension before tax has been deducted.
For more information on payroll giving, click here.